The common misconception about being a frequent traveler is that the only way you can afford it is if you are rolling in dough or buried in debt. In this day and age, this belief is a poorly judged stereotype, as countless individuals have proved that traveling is possible without breaking the bank. In fact, it can even bring in special perks, such as mileage points, eligibility for free upgrades, and access to numerous rewards.
One of the most effective ways to bring in these special privileges is using travel credit cards for your travel transactions. Of course, most, if not all, credit card issuers offer credit cards designed for travel.
Still, if you are a frequent flyer for Alaska Airlines, it may be a wise financial move to apply for the Alaska Airlines Visa Signature® credit card to maximize those exclusive perks, rewards, and even savings. In this article, we will guide you on why Alaska Airlines credit cards are a practical choice and give tips to improve your chances of approval.
Advantages for Alaska Airlines Credit Card Holders
If you love to savor the sweet rewards that come with smart spending, this credit card is a golden ticket to serious incentives.
Bonus for New Account: Some cards come with 50,000 bonus miles and an instant $121 for Companion Fare after completing the prerequisite of at least $2,000 worth of purchases within the first 90 days.
Mileage and Rewards Points: Rack up 3 miles for every dollar you splurge on eligible Alaska Airlines purchases, plus another mile for all other purchases. Cardholders enjoy more flexibility with no blackout dates on Alaska Airlines flights and non-expiry miles for active accounts. If you have an active account with Bank of America, you can earn a 10% rewards bonus on all miles earned from your card purchases.
Annual Replenishment of Companion Fare: With Alaska’s Famous Companion Fare™, card users even share their perks with a loved one. Each year, their account is awarded $121 for fare and taxes, so they get to bring along a friend on their trip for a low cost.
Follow this link for more details on the companion fare: https://www.alaskaair.com/content/mileage-plan/my-account/discount-and-companion-codes
Traveler Perks and Discounts: The card grants access to Alaska Lounges and priority boarding, making pre-flight stress-free. Cardholders also get $100 off their annual Alaska Lounge+ membership, free checked-in bags, and a 20% cashback on inflight purchases.
Become Eligible for Alaska Airlines Credit Card
The application process for a credit card may seem daunting, especially for first-timers. However, when you break them down step-by-step, you will learn that it can be as easy as opening a new bank account.
Step 1. Check your Eligibility
There are basic eligibility requirements that you must ensure you’ve met before you start the lengthy process. Typically, these requirements include being of legal age and income, with your credit score standing being a key determinant of your qualification.
Step 2. Collect all Required Information
Credit card application usually follows the standard requirements for personal information. Typically, your social security number, physical address, income documentation, and sometimes even your employment information should be disclosed. If you are already a member of Alaska Airlines Mileage Plan™, be sure to have your number handy.
Step 3. Fill Out the Online Application
Fill out the online application form seamlessly with your already prepared information and documents. Visit the websites of Alaska Airlines or the card issuer, Bank of America, to have access to the form. After accurately filling out the form and providing the necessary information, read the terms before you sign off and submit your application.
Step 4. Wait for the Approval
It typically takes a few business days for the card issuer to review your provided information, but it can vary. Some may need to wait longer for a decision, while others can receive a decision almost immediately.
To ensure approval of your application, pay attention to the following considerations:
- Credit Score Standing – ensure your credit score reaches the minimum requirement. A strong credit score requires maintaining a history of on-time payments and managing outstanding loans well. Review your credit reports for accuracy and dispute any errors you find. Check out this helpful information about how to check your credit score.
- Mistyped Information – it cannot be reiterated enough that you need to double-check, triple-check if you must, to avoid any delays for what could have been avoidable errors
- Demonstrate Stability of Income – make sure that you have clearly indicated in your application that you have a stable source of income or that your current income can guarantee timely payments of credit card dues.
- Consider Getting a Co-Applicant – if you are not confident with your creditworthiness, you may apply with a family member or your spouse, whoever has a stronger credit history.
Applying for an Alaska Airlines credit card is a straightforward process. You must only meet the eligibility criteria and provide all necessary information. The rest lies in Bank of America, the credit card issuer.
Getting that approval and coveting that deluxe card will open doors of exclusive perks and mileage status, enhancing your overall travel experience for your next adventure with Alaska Airlines. Safe travels!
