6 Ways To Fix Apple Pay If It’s Not Working

Stuart Williams
By Stuart Williams 9 Min Read
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Your smartphone is like a Swiss Army knife for modern life. It’s your wallet, office, bank, and news source all rolled into one. With Apple Pay, you can make purchases quickly and securely.

But what happens when this handy feature stops working? Don’t worry – you’re not alone, and there are simple ways to get Apple Pay up and running again.

In this article, you’ll learn six straightforward methods to fix Apple Pay issues. Whether you’re new to Apple Pay or have been using it for a while, these tips will help you troubleshoot common problems.

Let’s get your digital wallet back on track so you can get back to enjoying the convenience of tap-and-go payments.

What To Do When Apple Pay Is Not Working

We’ve all been there – you’re at the checkout, ready to pay, and suddenly Apple Pay decides to take a day off. Don’t worry! Here are six effective solutions to get you back on track:

1. Confirm Apple Pay Acceptance

Before you even pull out your iPhone, take a quick look around. You’d be surprised how often this simple step can save you some hassle.

  • Look for the Apple Pay logo or contactless payment symbols near the register
  • If you’re not sure, just ask the cashier if they accept Apple Pay
  • Remember, not all stores have jumped on the Apple Pay bandwagon yet

2. Review and Update Payment Methods

Sometimes, the issue isn’t with Apple Pay itself, but with the card you’re trying to use. Let’s make sure everything’s up to date:

  1. Open your Wallet app
  2. Check that your card hasn’t expired
  3. Ensure you have sufficient funds (we’ve all been there!)
  4. If you’ve recently set up your Apple ID, you might need to update your default payment method. Here’s how:
    • Go to “Settings” > “[Your Name]” > “Payment & Shipping”
    • Tap “Add Payment Method” or select an existing card to update

3. Manual Card Selection

If your iPhone isn’t automatically offering up your card at the terminal, try selecting it manually:

  • Double-click the side button on iPhone X or later (or double-click the Home button on earlier iPhones)
  • Your cards will appear – tap the one you want to use
  • Hold your iPhone near the reader to complete the payment

4. Refresh Apple ID Connection

Sometimes, a quick sign-out and sign-in can work wonders. It’s like giving your Apple ID a little wake-up call:

  1. Go to “Settings” > “[Your Name]”
  2. Scroll down and tap “Sign Out”
  3. Enter your Apple ID password and tap “Turn Off”
  4. Restart your iPhone
  5. Go back to Settings and sign in again

5. Restart Your Device

Ah, the classic “turn it off and on again”. It’s a cliché for a reason – it often works!

  • Press and hold the side button and either volume button until the power off slider appears.
  • Drag the slider, wait 30 seconds, then press and hold the side button to turn your device back on.

6. Update Your iOS

Sometimes, outdated software can cause Apple Pay hiccups. Here’s how to make sure you’re up to date:

  • Go to “Settings” > “General” > “Software Update”
  • If an update is available, tap “Download and Install”
  • Keep your iPhone connected to power and Wi-Fi until the update is complete

7. Check Your Apple Pay Settings

It’s worth double-checking that your Apple Pay settings haven’t been accidentally changed:

  1. Open “Settings” and tap “Wallet & Apple Pay”
  2. Ensure that “Double-Click Side Button” (or “Double-Click Home Button” for older models) is turned on
  3. Verify that your cards are still listed and active

8. Re-add Your Cards

If a specific card isn’t working, try removing and re-adding it:

  • Open the Wallet app and tap the card you’re having issues with
  • Scroll down and tap “Remove This Card”
  • To add it back, tap the “+” sign in the upper right corner and follow the prompts

9. Reset Your Network Settings

Network issues can sometimes interfere with Apple Pay. Here’s how to reset them:

  1. Go to “Settings” > “General” > “Transfer or Reset iPhone” > “Reset”
  2. Tap “Reset Network Settings”
  3. Enter your passcode if prompted
  4. Your iPhone will restart – remember, you’ll need to re-enter any saved Wi-Fi passwords

10. Check Your Date and Time Settings

Believe it or not, incorrect date and time settings can cause Apple Pay problems:

  • Go to “Settings” > “General” > “Date & Time”
  • Toggle on “Set Automatically” if it’s not already enabled

11. Ensure You’re In Your Home Country

Apple Pay might not work if you’re traveling internationally and haven’t set up your cards for foreign use:

  • Contact your bank before traveling to ensure your cards are authorized for international use
  • Some banks may require you to re-add your cards to Apple Pay when you return home

12. Seek Professional Assistance

If you’ve tried everything and Apple Pay still isn’t playing nice, it’s time to call in the cavalry:

  • Contact Apple Support through their website or the Support app on your iPhone
  • Check the Apple System Status page (www.apple.com/support/systemstatus/) to see if there are any known issues with Apple Pay

Final Thoughts

Apple Pay has revolutionized how we make payments, offering convenience and security in one package. While it’s usually reliable, knowing how to troubleshoot common issues ensures you’re never caught off guard.

By applying the solutions we’ve discussed, you can quickly resolve most Apple Pay problems and get back to enjoying its benefits.

We’d love to hear about your experiences with Apple Pay. Have you encountered any issues? Share your thoughts in the comments below.

FAQ

What should I do first if my Apple Pay isn’t working at the checkout?

Start by checking if the store accepts Apple Pay. Look for signs near the register or ask a staff member. If the store supports it, try manually selecting a card from your Apple Wallet.

How can I fix issues with the default card in Apple Pay?

Ensure your default card has sufficient funds and hasn’t expired. Consider switching to another stored card if necessary, and remember to update your default card if it was set a long time ago.

What is a quick fix if Apple Pay doesn’t process payment automatically?

Open your Apple Wallet and manually select the card you wish to use. Then, tap your phone to the payment terminal, as this can often resolve the issue.

Why might I need to sign into my Apple ID again to fix Apple Pay?

Signing out and then back into your Apple ID can help clear up any temporary glitches or issues related to recent system updates that might be affecting Apple Pay.

When should I restart my iPhone to fix Apple Pay?

If Apple Pay is still not working after trying other fixes, restart your iPhone. This can help resolve underlying issues by allowing updates to complete and giving your device a fresh start.

What should I do if none of the simple fixes work for Apple Pay?

If you’ve exhausted all other options, contact Apple Customer Support. You can also check the Apple System Status page to see if there is a broader issue with Apple Pay that is affecting more users.

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Hey, I'm Stuart, a tech enthusiast and writing expert. With a passion for technology, I specialize in crafting in-depth articles, reviews, and affiliate content. In the ever-evolving world of digital marketing, I've witnessed how the age of the internet has transformed technology journalism. Even in the era of social media and video marketing, reading articles remains crucial for gaining valuable insights and staying informed. Join me as we explore the exciting realm of tech together!
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